My employer has not paid my wages into the bank for two weeks now despite promising he would. Some people have been laid off so the future looks bleak. I have another job but if I just leave can I still claim anything. This is becoming a very common enquiry in these very troubled times. There are a lot of companies struggling to keep afloat and the impact on employees such as this can be very harsh. The contractual obligation upon the employer...
Scooter crash on spilt oil
I was riding my scooter with 3 other friends. We came over a bridge and hit some oil or liquid on the road and all came off. The police have found a company down the road who may have caused it. What should we do? This type of accident is unfortunately becoming all too common. The small wheels on scooters are very vulnerable to defective road surfaces and liquids on the carriageway and the consequences can be catastrophic. Invariably, the spilt...
Car accident on snow
I was in my car when it was struck by another vehicle that came sliding down the hill in our road. There was nothing he could do but my car has been damaged and I have really hurt my hip and elbow as he crashed into my door very hard. Can I claim if it was caused by snow and ice? This is a very common question that we get asked at this time of year. With the country gripped by snow people often cannot afford to follow the advice of not...
Gap Insurance
I bought the car of my dreams on finance, a lovely BMW. I have had it three weeks but have just written it off crashing in the snow. My insurers are only paying me the value after the depreciation and will still owe over £7,000. What should I do? This is a problem that often arises when people who have purchased new and high value cars have accidents even where they are at fault as in this case. The issue is the dreaded depreciation that we all...
Accident at Work – Simple Advice
I have just cut the tip of my finger off using an old machine at work that is always causing problems. Everyone is saying I should claim but I am worried. Please tell me simply how it works to help me decide. This is a good example of the sort of question we get asked quite often! There is a lot of information out there about claiming but it is often difficult to understand and leaves clients more worried than before. This is how I personally...
Bad employment reference
I have been at a new job for 3 days and my employer has said they are “letting me go” because of a bad reference from a previous employer. What are my rights? At the moment you have to work for an employer continuously for a period of 2 years before you gain any real protection of employment. This qualifying period of employment has varied over the years as different Governments have come into power. So you would have no right to...

