According to police figures, an estimated 300,000 mobile phones are stolen each year. With the vast majority owning an expensive smartphone or Blackberry, taking out cover to protect such a valuable item in case of theft or damage may seem like a sensible move, however, mobile phone users are wasting millions of pounds every year on insurance that doesn’t pay out. The biggest problem is that people do not fully understand what they are covered...

Head of Aviva insurance claims, Dominic Clayden proposes that innocent accident victims should be prevented from seeking legal advice in order to make more profit. Yet more scurrilous behaviour by out of control insurance companies this week as Aviva make ludicrous proposals to force people who are innocently injured by the bad driving of their customers to contact them directly to beg for mercy rather than be properly represented by their own...

Minister of Justice Helen Grant is fast becoming the scourge of innocently injured accident victims as she considers giving multi billlion pound insurance companies the right to withold compensation. Yet another example of how this government is pandering to the whim of any massive company that comes along is the lastest proposal that is seriously being considered whereby when a person is catastrophically injured the at fault insurers will be...

In what can only be described as an evil Orwellian and Dickensian act of cruelty the Minister of Justice Helen Grant has announced that she intends to give insurers a windfall and allow them to reduce the amount they pay to the most seriously injured accident victims. The recent proposal is somewhat complicated but worthy of understanding just to see how cruel the ruling classes really are. When a person is very seriously injured they face vast...

The forthcoming ban on referral fees being paid or received for personal injury cases was supposed to reduce insurance premiums but Admiral insurance are the first to stick two fingers up to the world. The forthcoming massive changes in the world of personal injury claims are all claimed to reduce the cost of claims and hence premiums. This includes banning the sale of cases for a fee known as a referral fee. These have risen to astronomical...

Having campaigned for decades to bring the unscrupulous practices of insurance companies to public attention, I am delighted that Channel 4 programme Dispatches has now joined the fight and revealed more secrets of car accident claims. I regularly blog about how these huge faceless corporations with their vast PR budgets manipulate the media in order to portray themselves as white knights trying to reduce the premiums of ordinary motorists but...