A loss of earnings claim can take many forms. Typically this will involve an injured person taking time off work. However, more complex cases show that loss of earnings claims are not restricted to reimbursement for a few days or weeks off work. There’s loss of contract claims which apply in a situation where, for example, a claimant is self-employed and can no longer complete a contracted job. There are also claims for loss of future earnings which take into account the damage to a person’s career prospects because of their injury.


A claim we handled for a client injured in a motorcycle accident included elements of both a loss of contract claim and a loss of future earning claim. A vehicle had turned across her path causing her to brake suddenly. She was unfortunately unable to avoid the vehicle and collided with it, throwing her over the car and into the road.


She had sustained a soft tissue injury to her pelvis and left leg due to the impact with the car. Compared with her back and shoulder injuries these were relatively short-lived. She was examined by a specialist orthopaedic surgeon almost three years after her accident who said that these injuries were unfortunately likely to be permanent. They had reached the ‘level of best recovery’, a term doctors use to describe when an injury is unlikely to get any better.


Our client had been working as a self-employed plumber at the time of the accident. She was on her way to becoming fully qualified but sadly was unable to cope with the physical demands and had to abandon her studies in her final year. This made up part of her loss of earnings claim as she had lost a career as a plumber as a result of the accident.


A second portion of her loss of earnings were the job offers she was unable to take up as a result of her injuries. The income our client lost out on from not taking these jobs were tied into her loss of earnings claim.


This motorcycle accident claim was settled for around £29,700 compensation. We’re glad that we were able to achieve this large amount to help her transition into a less physically demanding line of work and wish her the best of luck in whatever career she decides to pursue.