The Association of British Insurers (ABI) has called for a change in the system to force all young drivers to have to learn to drive for at least a year in order to tackle an increase in death and serious injury caused by a disproportionately high number of young drivers.

According to their statistics in an article appearing on the BBC website a driver aged 18 is three times more likely than a 48 year old to have an accident and they cause over a quarter of injury cases leading to a payout of over £500,000. The ABI believes that a change to the learning system is needed to counter this danger and they propose several changes.

Among the reforms insurers want to see are:

  • A ban on learners being able to take an intensive driving course as their only method of passing
  • The introduction of a new “graduated” licence for the first six months after passing a test
  • During this time the number of young passengers that a newly-qualified driver could carry would be restricted
  • They would also be banned from driving between 11:00pm and 4:00am for the first six months, unless they were driving to and from work or college
  • There would be no blood alcohol allowed during those first six months
  • But young drivers would be able to start learning earlier, at the age of 16 and a half